Your 12-Month Financial Plan

Start with the life you want to fund. We work backward to the conversations it takes each day.

Example numbers. Replace them with your own, or clear everything to start fresh.
Need to live

Lifestyle

+ per year
Not sure what your life costs? Build your monthly number
$
Yearly expenses (× 12)$0
3 months in reserve$0
Lifestyle total$0
Build wealth

Invest

+ this year

What you want to set aside in the next 12 months.

Total$0
Pay down

Debt

+ this year

Only the extra you want to pay off this year. Don't count monthly payments already in your living expenses.

Total$0
Offset the goal

Other income

− per year

Take-home money that comes in from outside your real estate sales.

Total$0
Run the business

Business costs

+ per year

Cap, royalty, fees, marketing, assistant, tech. Enter either one and the other fills in.

%
$
What's in your wallet

Your database

3–5% a year

People you know and stay in touch with at least 36 times a year. Plan on 3–5% of them closing with you each year.

people
Conversion & cadence

Your numbers

$
%
of 10
of 10
weeks
days

These numbers are a planning estimate built from what you enter. They are not tax, legal or financial advice. Check tax questions with your CPA.

AI Disclaimer

Any text or materials generated by artificial intelligence (AI) should be reviewed for accuracy and reliability as there may be errors, omissions, or inaccuracies. The use of generative AI is subject to limitations, including the availability and quality of the training data used to train the AI model used. Users should exercise caution and independently verify any information or output generated by the AI system utilized and should apply their own judgment and critical thinking when interpreting and utilizing the outputs of generative AI.

Commission Disclaimer

Commissions are not set by law or practice and are fully negotiable. There is no commission standard and pricing will vary by agent and market conditions. KWRI does not determine commissions and plays no role in establishing commissions.

Likewise, offers of cooperative compensation are fully negotiable and not required by law or practice. Offers of cooperative compensation must be openly discussed with your client and authorized in writing before they are made or accepted. KWRI plays no role in agent decisions to offer or accept cooperative compensation and imposes no requirements on agents to offer or accept cooperative compensation.